FAMILY
Protect your loved ones
Plan for the people who depend on you financially.
LIFE COVER
More than a policy. It's peace of mind.
Help provide financial security for the people who matter most, so they can face tomorrow with greater confidence.
Personal advice · 20 years of industry experience · Ongoing support
✓
AUTHORISED FSP
FSP 51909
Personal Protection
Protect the people who depend on you.
Life cover is about planning for the financial impact that life's most serious events can have on the people you leave behind or the people who depend on your income.
Nkete Life Solutions helps clients understand their needs, consider the responsibilities they want to protect and work through the available options.
RESPONSIBILITIES
Cover life's commitments
Consider the financial responsibilities that may remain if something happens to you.
FUTURE
Build greater security
Put a plan in place to help protect your family's financial future.
PEACE OF MIND
Plan before it is needed
Make important protection decisions while you have the opportunity to plan properly.
What Are You Protecting?
Life cover starts with your responsibilities.
The right conversation starts by looking at the financial responsibilities that matter in your life rather than simply choosing a policy.
Ongoing living costs
Consider how the people who depend on you would manage everyday financial commitments.
Outstanding debts
Consider debts and other financial obligations that may still need to be dealt with.
Loss of income
Think about the financial effect on your household if your ability to provide an income changes.
Your family's future
Consider the longer-term financial security you want to leave behind for the people who matter to you.
Understanding Your Cover
The conversation goes beyond death cover.
Your protection needs may involve more than one financial risk. The exact benefits available depend on the cover selected and the applicable policy terms.
Death
Life cover can provide financial protection for beneficiaries if the insured person dies, subject to the terms of the selected policy.
Serious illness
Certain cover options may include protection relating to serious illness, depending on the benefits selected and the applicable policy terms.
Disability
Disability-related protection may form part of selected cover, subject to the policy and benefit chosen.
Income protection needs
Your discussion with an adviser can also consider how a loss of income could affect your household and financial commitments.
Important
Benefits, exclusions, waiting periods, underwriting and other policy conditions depend on the specific cover selected. Your adviser will explain the relevant terms before you proceed.
Personal Advice
Start with your needs. Then look at the cover.
The aim is not simply to choose a product. It is to understand what you are trying to protect and work from there.
01
Understand your situation
Start with your family, responsibilities, financial commitments and the people who depend on you.
02
Discuss your needs
Speak to an adviser about the areas you want to protect and the financial risks that concern you.
03
Consider your options
Review the relevant cover options and understand the terms before making a decision.
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Ongoing support
Nkete Life Solutions remains available for advice and support after your cover is in place.
20
YEARS
Industry Experience
Experience Behind the Advice
Life cover advice backed by real experience.
Life Cover is one of Nkete Life Solutions' specialist areas, supported by 20 years of insurance and financial services experience.
The focus is on personal advice, clear explanations and helping clients understand the protection they are putting in place.
20
Years of industry experience
FSP
Authorised Financial Services Provider
SA
Serving clients throughout South Africa
01
Already Spoken to an Adviser?
Ready to complete your Life Cover application?
If you have already discussed your Life Cover needs with Nkete Life Solutions, you can continue with the Life Cover application and disclosure process.
Start Life Cover Application
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Multi-step application & disclosure
Ongoing Support
Support when you need to claim.
Nkete Life Solutions' support continues when you need help with an existing policy or claim.
Protect What Matters
Start your Life Cover conversation today.
Speak to Nkete Life Solutions about the people, responsibilities and financial commitments you want to protect.